Research

Disparities in Consumer Credit: The Role of Loan Officers in the FinTech Era (with Erica Jiang and Yeonjoon Lee) Slides
Featured in the All About Finance Blog at the World Bank
Presented at: Chicago Conference on Data & Welfare in Household Finance, Federal Reserve Bank of Philadelphia, City University of Hong Kong
Scheduled: AFA, AREUEA Annual Conference

Underwriter Competition and Institutional Loan Pricing (with Zheng Sun, Chenyu Xiong, and Qifei Zhu)
Featured in the FinReg Blog

Skilled Labor and Voluntary Disclosure (with Qianqian Huang, Chang Shi, and Ronghuo Zheng)

Borrower Flexibility vs. Lender Protection: The Shadow Price of “Covenant-light”